BUDIWATI, Hesti. Commercial Banks Versus BPR: Advantages Based On Perception, Hope And Customer Interest. Jurnal Ilmu Manajemen Advantage, [S. l.], v. 1, n. 2, p. 102–112, 2017. DOI: 10.30741/adv.v1i2.191. Disponível em: http://178.128.120.64/index.php/adv/article/view/191. Acesso em: 27 aug. 2025.